Privacy Policy


Charting Your Retirement (“us” or “we”) is committed to respecting the privacy rights of its subscribers, visitors, and other users of www.chartingyourretirement (“Site”). We created this Privacy Policy (“Privacy Policy”) to give you confidence as you visit and use the Site, and to demonstrate our commitment to fair information practices and the protection of privacy. This Privacy Policy is only applicable to the Site, and not to any other websites that you may be able to access from the Site, each of which may have data collection, storage, and use practices and policies that differ materially from this Privacy Policy.

You acknowledge that this Privacy Policy is also a part of our Site Terms & Conditions, and by accessing or using our site, you agree to be bound by all of its terms and conditions. If at any time you find these terms and conditions unacceptable, you must immediately leave the Site and cease all use of the Site.

Types of Information Collected

In order for you to access certain services and to purchase products that we offer via the Site, we may require you to provide us with certain information that personally identifies you (“Personal Information”). We do not collect any Personal Information about you unless you voluntarily provide it to us.

Personal Information includes the following categories of information: (1) Contact Data (such as your name, state of residence, and e-mail address); (2) Financial Data (such as your salary, asset values, expenses, and other income information). If you communicate with us by e-mail, post messages to any of our chat groups, bulletin boards, or forums, or otherwise complete online forms, surveys, any information provided in such communication may be collected as Personal Information.

Uses of Personal Information

We may use Contact Data to send you periodic information about our site including, but not limited to new blog posts, and new and revised content on our site. We only collect your Financial Data for the purpose entering and retrieving your Financial Data for use of the Retirement Calculator or other calculators that you may use on our site.

You may choose not to provide us with any Personal Information. In such an event, you can still access and use much of the Site; however, you will not be able to access and use those portions of the Site that require your Personal Information.

You may request to be removed from the email/subscriber list at any time, and you will be promptly removed including all Personal Information.
In addition, this Site may use cookies which collect information. You may disable cookies at any time on your own computer. We make no effort to collect or retain information gained through cookies (so far as we are aware), but please ensure you check the cookie policies of the various websites and applications on this site, including WordPress, for further information and disclosures.

Except as otherwise provided in this Privacy Policy, we will keep your Personal Information private and will not share it with third parties, unless such disclosure is necessary to: (a) comply with a court order or other legal process; (b) protect our rights or property; or (c) enforce our Terms of Service. Your Personal Information is stored on secure servers that are not accessible by third parties. We provide you with the capability to transmit your Personal Information via secured and encrypted channels if you use a similarly equipped web browser.

Children Under the Age of 13

In compliance with Children’s Online Privacy Protection Act (“COPPA”), this Site is not directed at children under the age of 13 and we do not intend to collect any personal identifiable information, such as name, home address, e-mail address, telephone number, or social security number, from children under the age of 13. If you are under the age of 13, please do not provide us with your personal identifiable information. If you have any reason to believe that a child under the age of 13 has provided us with his or her personal identifiable information, please contact us immediately for removal of that information from our databases.

Public Information

The Site contains links to other websites. We are not responsible for the privacy practices or the content of such websites. We may also make chat rooms, forums, message boards, and news groups available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when deciding to disclose your Personal Information.

Updates and Changes to Privacy Policy

We reserve the right, at any time and without notice, to add to, change, update, or modify this Privacy Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Site.

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us.